Welcome to waterfront living in Polynesian Isles, where 70 feet of canal frontage leads directly to Pensacola Bay and every day feels a little more like a getaway. Start enjoying the coastal lifestyle from day one with the big-ticket items already taken care of, including a new roof (2025), HVAC (2020), water heater (2020), newer kitchen appliances, and updated dock and seawall decking. Boaters will love the covered electric boat lift, vinyl seawall, and easy access to the bay, while the poolside entertaining area is perfect for hosting friends and family after a day on the water. The backyard is designed for effortless outdoor living, featuring a sparkling pool with pavers, a heater/chiller for year-round enjoyment, an electric cover, a pool liner replaced just two years ago, and a new cement patio that creates the ideal space for relaxing, grilling, and making memories. Inside, the large kitchen offers a generous bar and adjoining dining area that naturally brings everyone together. A split floor plan provides privacy, while smart home features--including Alexa-controlled switches, locks, thermostat, and electric curtains--add everyday convenience. Interior surround sound and an exterior sound system on the back porch and pool area complete the experience. The third bedroom offers exceptional flexibility with its private entrance, making it ideal for guests, a home office, multigenerational living, or short-term rental income. There is also room to expand the space into a larger suite with a walk-in closet and full bath under the existing roofline. Short-term rental projections estimate potential gross income of up to $55,000 annually. Residents enjoy underground utilities, a community boat launch, and a voluntary HOA of only $50 per year, along with access to A-rated schools. This move-in-ready waterfront home is all about LIVING life on the water instead of spending weekends on projects. Bring your boat, your swimsuit, and start living the Gulf Coast lifestyle!